If you have bad credit, NerdWallet can help you pick a loan from lenders such as Lending Club, Avant and OneMain Financial. There are options for people with bad or thin credit, though interest.
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Another option that prospective homeowners with bad credit can take is purchasing a home with a co-borrower. Fixing or Preventing Bad Credit. Having bad credit is not the end of the world. It still may be possible for lenders to give you a loan, provided your credit score is not too low.
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Your credit score summarizes this information for lenders, giving them an easy way to evaluate your. If you’ve got bad credit, you may discover you don’t qualify for a lender’s larger loan products.