Can My Doctor Refuse To See/Treat Me If I Filed Bankruptcy. – · Well, if you “reaffirm” then you are obligating yourself personally on the loan. I don’t see a reason why they cannot report all payment history, before during and after the bankruptcy, once the reaffirmation agreement is filed/approved by the Court.
What Happens if I Don't Reaffirm My Mortgage After Bankruptcy. – However, you have to stay current and continue making payments. If you don’t, you won’t be able to discharge this obligation in the future, and the lender can come after you for the balance of the debt. If you have the chance to reaffirm a second mortgage and refuse, you may lose your home.
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Mortgage Payments and Credit Reporting After Chapter 7. – · After bankruptcy, you can use all the help you can get when it comes to maximizing your chances for a new loan. Don’t let your old mortgage get in the way of refinancing or getting a new loan. When you file for bankruptcy and get a discharge.
Reaffirming Secured Debt in Chapter 7 Bankruptcy | Nolo – In Chapter 7 bankruptcy, one way to keep the property is to reaffirm the debt. You and the lender will enter into a reaffirmation agreement and file it with the court. Generally, you can only reaffirm debt if your equity in the collateral is exempt.
The Bankruptcy Discharge And Beyond: What To Do After. – Congratulations! You have received your bankruptcy discharge at the end of your Chapter 7 or Chapter 13 case. You are anxious to get a fresh start, but what should you do next? . . . Read More: The Bankruptcy Discharge And Beyond: What To Do After Your Bankruptcy
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Mortgage Modification Before, During and After Bankruptcy in NY – Your personal liability on the payment obligation was discharged in your prior bankruptcy, providing you did not reaffirm the mortgage debt in your bankruptcy. The post-bankruptcy modification does not reaffirm the debt, as reaffirmation can only occur in Bankruptcy Court (1) while your bankruptcy case is pending, and (2) after full compliance.
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What Is an Affirmation in Bankruptcy? – Budgeting Money – Alternatives. Here’s the deal. You may not need to reaffirm your house payment or car note, even if you want to keep your house or car. All states allow you to keep some of your property even in a Chapter 7 bankruptcy by declaring an exemption.