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Best Home Equity Loan Rates for 2019 | The Simple Dollar – Home equity line of credit, or HELOC: Up to $100,000: Starting at 4.99%: U.S. Bank : Home equity loan: Up to $750,000: Starting at 5.94%: Bank of America: Home equity line of credit, or heloc: varies: introductory offers starting at 3.99% variable: PenFed Credit Union: Home equity loan: Up to $400,000: Starting at 5.34%: Chase: Home equity line of credit, or HELOC: Up to $500,000