– First of all, in order to put an offer to purchase an investment property you will need to qualify for a conventional loan. This generally means.
Fannie Mae Investment Property Down Payment Fannie Mae Lowers Down Payment Requirements for ARMs – Investment Property. Finally, if you’re looking at doing an ARM in your investment property portfolio, you can get a one-unit property with as little as 15% down. If you’re looking at a property with two to four units, you need a down payment of at least 25%. On an investment property, you do need 25% equity to do a rate/term refinance.