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How Home Appraisers Determine Value | Dani Hallsell – A home appraisal is an unbiased estimate of the true (or fair market) value of what a home is worth. Appraisals are conducted by highly-trained professionals who are licensed and/or certified to determine the value of a home fairly, objectively and without bias in the state where the property is located.
Your home’s appraised value represents its fair market value. The tax assessed value is a different figure that is used to bill your home for property taxes.
Home equity loans generally allow homeowners to borrow up to 85% of the home’s value, less any outstanding balances. In other words, you can generally borrow up to 85% of the home’s equity. "For example, if a home has a market value of $300,000 and a total indebtedness of $150,000, the equity portion is $150,000,"said Fagan.
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Home equity is determined by subtracting the amount you still owe on your mortgage from the current market value of your home. It will tell you how much you could make from selling your home, or how big of a home equity loan you can take out.
The Home Appraisal Process – Discover – Appraisals are conducted by highly-trained professionals who are licensed and/ or certified to determine the value of a home fairly, objectively and without bias in .
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Property Valuation Services Corporation | Market Value. – The nova scotia assessment act states that all properties in Nova Scotia must be assessed at market value. This approach is considered the most equitable and widely accepted system in North America and throughout the world. All provinces in Canada use this approach.
How Home Appraisals Are Determined – greatrealtyusa.com – A formal appraisal is a detailed look at a property that is then compared to recently sold homes of similar style and design to determine its true value. An appraisal is performed by a licensed real estate agent or appraiser who has been trained to determine the value of real estate.. There are three basic levels of appraisal.