– Stated Income or Low Doc Loans . Stated Income Loans, or Low Doc loans, typically attract people who work on a cash or commission basis or people who don’t draw a consistent salary. The borrower will need to disclose earnings, usually for two years, and might need to show tax returns and bank statements.
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Mortgage lenders look at how affordable your monthly payments will be before granting you a loan, so you may struggle to qualify with a low income. All is not lost, however. There are various.
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Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home? – Here’s how to decide which option is best for your own remodeling project. These secured loans tend to come with low interest rates and fair terms. Most home equity loans last for 10 to 30 years,
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