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Housing Costs, Home Ownership Costs – HomeFair.com – Housing should take about 25% of your gross pay or 35% of your take-home pay.. to $717 per month on shelter, utilities, and other housing-related expenses.. ( note: to calculate principal and interest you may use the mortgage calculator.).
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How to Get the Best Mortgage Rate – To calculate a borrower’s debt-to-income ratio, or DTI, lenders evaluate two formulas: a “front-end ratio” and the “back-end ratio.” The front-end ratio (also called the housing ratio) combines all.
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