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A short sale in real estate is when a financially distressed homeowner sells his or her property for less than the amount due on the mortgage.The buyer of the property is a third party (not the.
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Advantages & Disadvantages of Short Selling Your House. – In a short sale, the homeowner still owns the property; in a foreclosure, the bank owns the home. Foreclosures often occur if a homeowner fails to short sell her home. Both short sales and foreclosures diminish credit scores, but short sales are generally easier to recover from.
A short sale occurs only with the lender’s permission when a home’s value has declined and the mortgage holder owes more than the home is worth. The homeowner not only has no equity, but in.
Short Sale of Your Home: Is It Right for You? | Nolo – Short Sale of Your Home: Is It Right for You? A Short Sale Won’t Save Your Credit score. short sales Don’t Always Cancel the Remaining Debt on the Mortgage. You Might Owe Taxes on the Deficiency. If your lender forgives a deficiency after a short sale, Short Sales: More Things to Think About..
I’m considering a short sale and I haven’t received an offer yet. There are advantages to contacting us before you list your home for sale. We can determine an appropriate selling price and start pursuing approvals before you list the property or receive an offer.
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Buying a home that is a short sale is different from buying a property that is actually owned by the bank, known as an REO, or real-estate owned property, or a property that is in foreclosure.